Financial planning

"Retirement should mean freedom, not financial worry."

Life Insurance Corporation of India · Bengaluru

Your Future,
Protected.

Expert guidance on life, health, investments and retirement — personalised for every family across Bengaluru.

I specialize in: 
Milestone moment

"Celebrate life's biggest moments without financial stress."

Graduation milestone

"When opportunity knocks, savings should answer—not loans."

30+
Policy Types
LIC
Certified Advisor
7
Plan Categories
BLR
Serving Bengaluru

Why Trust Anitha?

Honest advice, genuine care, lasting protection.

🎯

Tailored Planning

Every recommendation built around your unique goals, family situation, and budget — no generic advice, ever.

🏛️

India's Most Trusted

LIC has protected Indian families for over 65 years with unmatched claim settlement and full government backing.

📲

Always Available

From policy selection to claim assistance — Anitha is reachable on call and WhatsApp every step of the way.

All Plans & Policies

Click any policy to view full details — eligibility, returns, benefits & more.

Senior couple
Whole Life

Plan No. 945

LIC's Jeevan Umang

Coverage up to age 100 with annual survival benefits after premium period ends.

Celebration
Whole Life

Plan No. 871

LIC's Jeevan Utsav

Lifelong guaranteed income and risk cover. Payouts for life plus full sum assured on death.

Family legacy
Whole Life

Plan No. 872

LIC's Jeevan Utsav (Single Premium)

Pay once, receive guaranteed lifelong income and whole life protection.

Family
Endowment

Plan No. 915

LIC's New Jeevan Anand

Endowment + whole life cover. Lump sum at maturity and family stays protected for life.

Family savings
Endowment

Plan No. 936

LIC's Jeevan Labh

Limited premium, high returns at maturity. One of LIC's most popular savings-cum-protection plans.

Education
Endowment

Plan No. 933

LIC's Jeevan Lakshya

Annual income for family on policyholder's death. Ideal for child education continuity.

Savings
Endowment

Plan No. 860

LIC's Bima Jyoti

Non-linked plan with guaranteed additions and lump sum at maturity. High protection guaranteed.

Investment
Endowment

Plan No. 917

LIC's Single Premium

Pay once, stay covered for the full term. Perfect lump sum investment with life protection.

Man
Endowment

Plan No. 943

LIC's Aadhaar Stambh

Exclusively for men. Aadhaar-linked endowment with life cover and savings.

Woman
Endowment

Plan No. 944

LIC's Aadhaar Shila

Exclusively for women. Aadhaar-linked savings and life cover for financial independence.

Wealth
Endowment

Plan No. 866

LIC's Dhan Varsha

Single premium endowment with guaranteed additions. One-time investment for long-term security.

Security
Endowment

Plan No. 864

LIC's Bima Ratna

Guaranteed return plan with assured additions throughout the term. Safe and rewarding.

Protection
Term

Plan No. 876

LIC's Digi Term

Digital-first customizable online term plan. Maximum protection at the lowest cost.

Loan
Term

Plan No. 878

LIC's Digi Credit Life

Credit-linked term plan. Protects family from loan burden in case of death.

Young family
Term

Plan No. 875

LIC's Yuva Term

Built for young individuals. High cover at affordable premiums — start early, stay protected longer.

Digital
Term

Plan No. 954

LIC's New Tech-Term

Online pure-protection plan with level or decreasing cover. Very high sum assured at minimal cost.

Simple family
Term

Plan No. 859

LIC's Saral Jeevan Bima

Standard simple term plan. Easy to understand and buy — perfect for first-time buyers.

Happy family
Money Back

Plan No. 920

LIC's New Money Back (20 Yrs)

Periodic survival benefits every 5 years plus bonus at maturity.

Family
Money Back

Plan No. 921

LIC's New Money Back (25 Yrs)

Extended 25-year plan with regular cash payouts and enhanced bonuses at maturity.

Premium home
Money Back

Plan No. 948

LIC's Bima Shree

For high net worth individuals. Guaranteed additions and a substantial lump sum at maturity.

Child education
Money Back

Plan No. 932

LIC's New Children's Money Back

Money back at ages 18, 20, 22. Full maturity at 25. Premium waiver on parent's death.

Retirement
Pension

Plan No. 858

LIC's New Jeevan Shanti

Deferred annuity — accumulate during working years, receive guaranteed pension from retirement.

Senior peace
Pension

Plan No. 857

LIC's Jeevan Akshay VII

Immediate annuity — pay lump sum, start receiving pension from very next month.

Child
Child Plan

Plan No. 934

LIC's Jeevan Tarun

Flexible education funding. Survival benefit from 20–24, full maturity at 25.

Baby
Child Plan

Plan No. 874

LIC's Amritbaal

Endowment plan for children with guaranteed additions for education, career or marriage.

India family
New 2025

Plan No. 880

LIC Jan Suraksha

Accessible protection for all income groups. Broad life coverage at an affordable premium.

Woman empowered
New 2025

Plan No. 881

LIC Bima Lakshmi

Women-focused savings and protection for 2025–26. Financial independence with guaranteed returns.

New plan
New 2025

Plan No. 912

LIC Nav Jeevan Shree

Limited pay endowment with guaranteed returns and life protection. Latest LIC addition.

Shield protection
New 2025

Plan No. 886

LIC Protection Plus

Enhanced term with critical illness and accidental death riders. Multi-layer protection.

Shield
New 2025

Plan No. 887

LIC Bima Kavach

Layered protection shield — life cover, health rider, and savings in one 2025 policy.

No policies match. Try a different keyword or filter.

Plan No. 000

Policy Name

Category
Policy

📋 Overview

✅ Eligibility

    💰 Premium Details

      🌱 Survival Benefits

        🏆 Maturity Benefits

          🛡️ Death Benefits

            📌 Additional Features

              LIC News & Updates

              Latest scheme updates, new plans, and announcements from LIC of India.

              New plan
              New Plan

              LIC Launches Bima Kavach (Plan 887) for 2025

              LIC has introduced its latest multi-layered protection plan combining life cover, health riders, and savings in a single, easy-to-manage policy for 2025.

              📅 March 2025
              Women plan
              Women Special

              LIC Bima Lakshmi — A Plan Designed for Women

              LIC's new Plan 881 is specially crafted to empower women financially with guaranteed returns, flexible premium options, and comprehensive life coverage.

              📅 February 2025
              Digital
              Digital

              LIC Expands Online Policy Purchase — Digi Term Now Easier

              LIC has streamlined its digital term insurance purchase process, making Digi Term (Plan 876) and New Tech-Term (Plan 954) even more accessible online.

              📅 January 2025
              Jan Suraksha
              Social Scheme

              LIC Jan Suraksha (Plan 880) — Protection for All Indians

              LIC's Jan Suraksha scheme brings affordable life protection to lower-income groups, ensuring financial security for every Indian family regardless of economic background.

              📅 December 2024
              Pension
              Pension Update

              LIC Jeevan Akshay VII — Enhanced Annuity Rates for 2025

              LIC has revised the annuity rates for Jeevan Akshay VII (Plan 857), offering better pension payouts for retirees investing in immediate annuity plans this year.

              📅 November 2024
              Claim
              Achievement

              LIC Achieves 98.5% Claim Settlement Ratio in 2024–25

              Life Insurance Corporation of India has once again achieved one of the highest claim settlement ratios in the industry, reinforcing its position as India's most trusted insurer.

              📅 October 2024

              What Our Clients Say

              Real stories from families we have protected across Bengaluru.

              "
              ★★★★★

              I was confused about which policy would be best for my family's future. The agent explained every option patiently without forcing me to buy anything. The entire process was smooth, and even after purchasing the policy, I received regular support whenever I had questions. Highly recommended!

              CK
              Chenthil Kumaran.T
              Chennai
              "
              ★★★★★

              Excellent service and genuine guidance. I appreciated the transparency in explaining the benefits, premiums, and claim process. The documentation was completed quickly, and I felt confident that my family's financial future is secure. Thank you for your dedication.

              P
              Priya.K
              Bengaluru
              "
              ★★★★★

              One of the most trustworthy LIC agents I've met. They helped me choose the right plan according to my budget instead of trying to sell an expensive policy. Their timely premium reminders and prompt assistance have been extremely helpful. I would definitely recommend their service to my friends and relatives.

              B
              Bharathi.M
              Bengaluru
              "
              ★★★★★

              From the first meeting, I felt I was getting honest advice rather than a sales pitch. The agent carefully understood my financial goals and suggested a policy that fit my needs perfectly. The experience was professional from start to finish.

              P
              Pavithra
              Bengaluru
              "
              ★★★★★

              I had several doubts about LIC plans, but every question was answered clearly and patiently. The paperwork was handled efficiently, and the entire process was hassle-free. I'm happy with both the service and the policy I chose.

              D
              Deepak
              Bengaluru
              "
              ★★★★★

              What impressed me the most was the after-sales support. Whether it was updating my nominee details or getting premium reminders, the agent was always just a phone call away. Reliable, courteous, and truly customer-focused.

              SK
              Sulman Khan
              Bengaluru

              Have you benefited from Anitha's guidance? Share your experience!

              Anitha T

              Anitha T

              LIC Life Insurance Advisor  ·  Star and Galaxy Health Insurance Advisor  ·  Bengaluru

              Reg. No. 04359614

              My Story

              I am Anitha T — a certified LIC Life Insurance Advisor and Star and Galaxy Health Insurance empanelled advisor based in Bengaluru. My mission is simple: no family should ever be left financially vulnerable during life's most difficult moments.

              Whether you are a young professional just starting out, a parent planning for your child's future, or someone approaching retirement — I bring clarity, honesty, and genuine care to every consultation. I do not just sell policies; I build financial safety nets that last a lifetime.

              Plans I Offer

              Endowment PlansTerm Insurance Money Back PlansWhole Life Plans Pension & AnnuityChild Plans Star Health InsuranceMutual Funds New 2025 Plans

              Contact Details

              Bengaluru, Karnataka, India

              Get in Touch

              Free consultation — no pressure, no obligation.

              Contact Information

              Location
              Bengaluru, Karnataka, India
              LIC Reg. No.
              04359614

              Frequently Asked Questions

              What is the best LIC plan for a salaried person?+
              Jeevan Labh (936) and New Jeevan Anand (915) are excellent — limited premium, strong returns, and life cover. Pair with Digi Term (876) for maximum protection at the lowest cost.
              How do I start a child plan with LIC?+
              Jeevan Tarun (934) and Amritbaal (874) are ideal. You can start from birth — premiums are low and the policy continues even if something happens to the parent.
              What is the difference between term and endowment?+
              Term gives pure life protection at very low premiums — no maturity payout. Endowment combines savings + life cover so you receive a lump sum at maturity regardless.
              Can I get a pension plan if I am self-employed?+
              Absolutely. Jeevan Akshay VII (857) and New Jeevan Shanti (858) are perfect — with no employer PF, your own pension plan is essential.
              How does LIC claim settlement work?+
              LIC has one of India's highest claim settlement ratios. Claims can be filed online via licindia.in or through your advisor. Anitha personally guides all her clients through the full claim process.